In comedy clubs, people either want to take a break from daily stresses or fulfill their dreams of entertaining others. However, these establishments also carry risks, such as alcohol liability, potential injury and property damage. Protect your venue from financial impact by engaging in comedy club risk management with an insurance plan.
Insurance companies can work with you to create the best program for your business. They consider multiple factors before reaching a solution.
- Employee count
- Building status
- Number of occurrences
These factors determine policy price, claim limits and more. Use the criteria to shop around for the best plan.
A comedy club plan includes some expected coverage areas for entertainment establishments. General liability insurance covers your business’s legal and medical costs if it is found liable for a patron’s injury. Workers’ compensation includes employees’ medical costs and lost wages if they are unable to work after a job-related injury.
There are also programs that cover the specific insurance needs of comedy clubs. Providers like http://www.rmshg.com/ include Liquor Liability for any potential incident involving alcohol you sell. There is also Assault & Battery in case of a fight and Products and Completed Operations for any harm caused by food products you sell.
As a comedy club owner, you are hosting entertainment for the general public. Keep the good times going by covering your business with comprehensive insurance.