Getting Transportation Insurance Coverage for Truckers

Truckers spend a lot of time on the open road, which can leave them vulnerable to accidents and subsequent claims or lawsuits. If you work in the trucking industry, you may not have given much thought to transportation insurance before, but having the right coverage can make a big difference should a claim arise related to your work. Here’s what you should remember about getting trucking transportation insurance.

Numerous Vehicle Types Can Get Transportation Coverage

If you’re uncertain whether transportation coverage could apply to you, it’s important to note that many types of vehicles can fall under this umbrella. For instance, some common examples include:

  • Dump trucks
  • Tractor trailers
  • Tow trucks
  • Delivery or commercial trucks

This list is not comprehensive, but in general, those working in the transportation sector are eligible for this type of insurance.

Check for Both General and Industry-Specific Coverage

Precise details of your coverage may depend on the specific industry you work in, so it’s good to look for both general and tailored coverage. For instance, you could get a general liability policy as well as leased operator insurance.

Working in the trucking industry presents exciting career opportunities but can also leave you vulnerable to claims related to accidents and other occurrences. By getting a comprehensive transportation insurance policy, you can help protect yourself financially and legally in the case of unexpected events.