If you own a large dog, then you probably know some breeds are usually gentle giants and that others have guarding and hunting instincts which can make them aggressive in certain cases. Protecting yourself and your pet with dangerous dog insurance is a wise choice, especially if you plan to rent a house or other property. However, there are a few factors you may want to consider before you sign off on a policy.
One point you might consider when buying insurance coverage for your large dog is whether any of the companies you are browsing exclude your dog’s breed from their policies. Pit bull breeds, Dobermans and most types of mastiffs might be banned by certain underwriters, so it is important to read the fine print and go with a company that covers the individual animal, not the breed.
As you look for insurance coverage for your large-breed dog, you may want to find a company that is able to extend the policy to cover the property management company or landlord if your dog bites someone. This may widen the scope of properties you are able to rent and show property owners you are a responsible pet owner and renter.
Buying dangerous dog insurance can protect you against costly incidents, no matter why they happen. However, considering a few important factors before you buy a policy may help you find custom coverage that best suits your individual needs.